How well do you know your Health Plan?

Test your knowledge on the Active/Pre-Medicare Retiree participant plan for a chance to win a $50 Visa Gift Card!
Begin
 
So we know a little more about you, please enter your first and last name. 

 
What plan are you under? 


 
Have you attended any of the winter health meetings? *

     
 

Now it's time to test your knowledge on the Operating Engineers Local 49 Health Plan! 

Who is your insurance plan?  *


 
Incorrect.
While Wilson-McShane, the Fund's third party administrator (tpa), administers the plan by collecting contributions, creating eligibility and processes claims your plan is actually offered by the Operating Engineers Local 49 Health and Welfare Fund. 



 
Incorrect.
 Wilson-McShane, is the Fund's third party administrator (tpa), they administer the plan by collecting contributions, creating eligibility and processes claims your plan is offered by the Operating Engineers Local 49 Health and Welfare Fund.

The Plan accesses the Blue Cross Blue Shield Network for discounts, which allows you and your family to have a wide selection of providers. 



 
What kind of plan is the Operating Engineers Local 49 Health and Welfare Fund? *


 
Incorrect.
The Operating Engineers Local 49 Health and Welfare Fund is actually a self funded plan.

This means that contributions paid in by the the employers are then used to pay for claims (Medical, Prescription, Dental, Vision, etc.) for each participant of the Plan. 

There is no insurance company that we purchase a policy from. The Fund is responsible for paying claims. However,  the Fund contracts with organizations like Blue Cross Blue Shield, Delta Dental, and OptumRx to access their networks and discounts. 

 
What is your individual and/or family deductible? *


 
Incorrect.
Your individual/family deductible is $250/$500, BUT did you know if you complete a Health Dynamics Physical by November 30th your deductible is waived for the following year?

That also means if you and your spouse complete the physical by November 30th your family deductible is waived for the following year!

Call 1-866-443-0164 to schedule an appointment at a Health Dynamics site near you!


 
What is your individual and/or family deductible when you complete a Health Dynamics Physical before November 30th? *


 
Incorrect.
Your individual/family deductible is $250/$500, BUT did you know if you complete a Health Dynamics Physical your deductible is waived for the following year?

That also means if you and your spouse complete the physical your family deductible is waived for the following year!

Call 1-866-443-0164 to schedule an appointment at a Health Dynamics site near you!


 
Do you and your family have a primary care physician?  *

     
 
Having a Primary Care Physician provides continuity of care, a central point of contact for you and your family, and they are a key resource when managing on-going care. 

Would you be interested in your Medical Advocate Program reaching out to you to help you find a quality Primary Care Physician for you and your family? 
*

     
 
Please leave the best phone number to reach you at.  *

 
What is your copay for an In Network office visit? *


 
Incorrect, but good news! Your In Network office visit copay is only $25!

Did you also know that for certain health issues, you have access to a tele-health benefit, Doctor On Demand, that allows you to video chat with a doctor about common urgent care visits such as cold/flue symptoms, upper respiratory infections, allergies, and more all at no cost to you?

Download the Doctor on Demand app at no cost to you in the App Store! 

 
Incorrect, but good news! Your In Network office visit copay is only $25!

Did you also know that for certain health issues, you have access to a tele-health benefit, Doctor On Demand, that allows you to video chat with a doctor about common urgent care visits such as cold/flue symptoms, upper respiratory infections, allergies, and more all at no cost to you?

Download the Doctor on Demand app at no cost to you in the App Store!


 
What is your benefit if you need an X-Ray, MRI or CT Scan? *


 
Correct, but did you know that if you go to a CDI Imaging Center for an X-Ray, MRI or CT Scan it is no cost to you!

Call your Medical Advocate Program (MAP) at 1-866-573-5745 to learn more. 

 
Incorrect.
Your X-Ray, MRI and CT Scan benefit is 80%/20%, BUT if you go to a CDI Imaging Center for any of those procedures they are covered at 100%. 

Call your Medical Advocate Program (MAP) at 1-866-573-5745 to learn more. 

 
Incorrect.
Your X-Ray, MRI and CT Scan benefit is 80%/20%, BUT if you go to a CDI Imaging Center for any of those procedures they are covered at a 100%. 

Call your Medical Advocate Program (MAP) at 1-866-573-5745 to learn more. 

 
What is your vision benefit? *


 
Incorrect.
Good news, you do have a vision benefit for you and/or your family!
For vision related expenses you and your family each of access to $500 per two calendar years, which refreshes every even year!

 
In the event you are the winner of the $50 Visa Gift Card, please leave a telephone number and/or e-mail address to best reach you at. 

Thank you for completing the Health Plan Quiz!
You will now be entered to win a $50 Visa Gift Card!

Remember to visit www.health49.org for updates on the Plan and the programs that are available to you and your family.
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